International Journal of Advanced Educational Research

International Journal of Advanced Educational Research


International Journal of Advanced Educational Research
International Journal of Advanced Educational Research
Vol. 1, Issue 5 (2016)

Perceptions on the impact of plastic & mobile money / (Eco-cash) on agricultural productivity in Zimbabwe’s smallholder farming communities: A case of Insuza ward in Matabeleland North Region


Chisango Future Fortune T

Zimbabwe’s perennial challenges of cash crisis agitated major transformations in the mode of doing business and transacting in the banking system to facilitate trade and commerce particularly at micro-level. Technological advancement in this regard has witnessed the development of anumber of innovative products to facilitate payment for goods and services by consumers. Though customers have shown varying preferences over the usage of the new innovations with plastic money shooting up to 17.6%, it is generally perceived that uptake by farmers is however facing strong resistance as they remain sceptical and insist on the use of hard cash and bartering. The study conducted in Insuza ward of Matabeleland North Region therefore sought to to assess how ordinary Zimbabweans view impacts of plastic and mobile money/ (eco-cash) on agricultural productivity particularly focusing on the country’s marginalised rural commfunities. To generate the required data a stratified sampling procedure based on demographic characteristics was used to draw a sample of 100 participants from the ward’s population of 842 inhabitants. The population was stratified to ensure homogeneity in terms of the variables under investigation to minimise variability in observed outcomes of interest per stratum as alluded to by (Chimedza, Chipoyera and Mupambireyi, 2004). A questionnaire and individual household interviews were used for purposes of gathering the relevant data from respondents. A Likert scale guided the design of the questions and presentation of the findings. The study therefore opined that though farmers need education on the package of the new technologies it is paramount that the challenges bedevilling the Zimbabwean economy are addressed to restore confidence in investors and the generality of the rural populace. Furthermore farmers should not be viewed as laggards; as suchit is imperative that new technologies should borrow from the indigenous technology systems for relaxed acceptance and adoption by local communities. Indigenous technology systems should instead provide the foundation upon which new innovations that aredemand driven and community based are implemented.
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How to cite this article:
Chisango Future Fortune T. Perceptions on the impact of plastic & mobile money / (Eco-cash) on agricultural productivity in Zimbabwe’s smallholder farming communities: A case of Insuza ward in Matabeleland North Region. International Journal of Advanced Educational Research, Volume 1, Issue 5, 2016, Pages 01-05
International Journal of Advanced Educational Research International Journal of Advanced Educational Research